Like it or not, our community is bombarded with car insurance advertisements. According to the Insurance Journal, car insurance companies spend over $6 BILLION dollars annually on advertising—and Geico holds the number one spot, spending over $1 billion alone. These commercials can be quite entertaining (or scary— remember the Super Bowl ads?), but some of them are educational as well. For instance, we learn from Progressive that “sprinkles are for winners.” Allstate tells us “Mayhem is everywhere.” Geico answers the age old-question—“did the little pig cry wee-wee-wee all the way home?” and what you do if you’re a free range chicken, or a scapegoat, or a camel at the zoo and visitors keep yelling “hump day.”
Although all this information might make you laugh—if you’re in a car accident and don’t have enough insurance, it’s no laughing matter. Although Flo might have sold you a policy, and Mayhem caused your wreck, a Good Neighbor can’t ACTUALLY come to your rescue and immediately make your nightmarish situation disappear. (Unless you’re taping for a tv ad). We encourage you to take a closer look at your current car insurance policy and evaluate your needs versus your coverage.
In my new book, “A Lawyer’s Look at Buying Car Insurance,” you’ll find helpful information about buying car insurance. Most people only find out the type of insurance they have on their car after a wreck when it’s too late. Understanding how much car insurance coverage you need and the type of coverage you need to protect your family is confusing. In this book, you will learn:
- How you can protect your family and yourself through your own car insurance company even if the at fault driver has little or no insurance coverage and for a minimal increase in your insurance bill.
- What exactly you must ask to get this important insurance coverage.
- How to protect your assets if you are at fault.
- Why it is important to understand your own policy.
- How your health insurance company may get all of any insurance settlement you get—leaving you with nothing.
Since I doubt the fun insurance characters will actually ever cover these topics, I encourage you to stop by my office at David Blackwell Law and pick up your free copy of my book. If you can’t make it here, I’ll mail it to you. There’s a place on my website where you can sign up here.